The loan to deal with cosmetic surgery is a financial product in strong growth. The use of plastic surgery has been increasing for several years. Improving one’s own aesthetics and, consequently, one’s satisfaction and self-confidence is always more available to everyone, either because of the price trend of the interventions, or because of the possibility of obtaining loans to finance them.
Characteristics of loans for cosmetic surgery
The financing proposals are, in most cases, personal loans. The capital will be disbursed directly to the one who wants to undergo the intervention and then he will be free to apply to the structure he prefers.
In some cases, however, the clinics themselves offer loans aimed at companies with which they have agreements. In most cases the tan (Annual Net Rate) and taeg (Annual Global Effective Rate) proposed in the latter case are, by virtue of the agreement, better than those of the market. However, this does not exclude the possibility of making other estimates for a comparison.
The amount payable can also be 100% of the cost of the operation.
Below is a list of the (indicative) costs of cosmetic surgery
Rhinoplasty 4000 Euro
Mentoplasty 2500 Euro
Blepharoplasty 3500 Euro
Cheekbones 2500 Euro
Mini lifting and lifting 7000 Euro
Otoplasty 2500 Euro
Additive Mastoplasty 4,800 – 9,000 Euros
Mastopexy 6,000 – 9,000 euros
Abdominoplasty 9000 Euro
Liposuction – liposculpture 5000 Euro
Thigh lift 6000 Euro
Arm Lifting 5000 Euro
Increased calves 4500 euros
Buttock increase 6500 Euro
It is possible to get an idea of the amount of the installments and the duration of the loan using the calculators in the right column of this page. The result will be indicative, the advice is always to get quotes directly from banks and financial institutions.
Requirements for obtaining a cosmetic surgery loan
The necessary requirements are the usual ones for personal and finalized loans, namely:
– not to be bad payers (although through particular forms such as the sale of the fifth of the salary this obstacle can be circumvented)
– have one or more forms of guarantee (income from employment, self-employment or retirement)
– have a guarantee provided by third parties (such as a bank guarantee or a person with demonstrable income)
– present the required personal and income documents.